Salaried Loan


  • Maximum Loan Amount given is Tshs 50,000,000

  • Loan amount above the limit is to be secured by landed property by borrower apart from Guarantee by employer

  • Turn around time 1 day

  • Repayment Period is Minimum 6 month and Maximum 84 months

  • Insurance rate is only 1.7%

  • Buying back loans from other banks is applicable.

  • Top up for existing loans is allowed, after repaying half of the period.


Salaried Loan Requirements

  • Application form duly completed.

  • Original Salary/pay slip recent plus two copies of previous months.

  • Work or residence permit for Non-Tanzanians

  • Private sector employees-employee should be confirmed to employment and application supported by the   Signed collective Guarantee agreement and security.

  • For Government employees be confirmed to the employment and signed collective Guarantee agreement.

  • The bank must have an arrangement with your employer.

  • Maximum age limit is 57 years old

Account opening requirements for Loan Applicants only

  • Two passport size photos

  • Introduction letter from employer

  • Valid work ID/ Passport-. Originals to be viewed and copies attached

  • Opening balance Tshs 20,000.

  •  ATM card TZS. 13,000


Carter for employees’ finance needs and assists employees to gain financial home needs.

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